Al has finally saved up enough money to buy Christmas gifts for everyone, but a few late customers to the shoe store makes Al unable to get to the bank.
Christmas is nearly ruined when Marge has to spend all of the family's gift money to remove Bart's tattoo. Homer becomes a department store Santa to raise more cash (after Mr. Burns announces that Christmas bonuses have been cut for all semi-skilled workers), but blows it all at the dog racetrack.